wtf is neobank-primitives?

Neobank Primitives is a starter project for building fintech applications, with a particular focus on making them safe for AI agents to operate, not just people. It works today as a fully interactive demo neobank you can click through with realistic sample data, covering personal and business accounts, identity onboarding, deposits, payouts, and wallet transfers. The bigger pieces the project is building toward, a policy engine, a standalone SDK, and a full set of business verification tools, are described in the README but are not yet shipped as something you could run in production. The idea behind the project is that handing an AI agent an open ended payment API is risky, so instead it wants to give agents narrow, well defined tools for things like getting a payout quote or checking an account balance, with a policy engine sitting between the agent's request and the money actually moving. Every operation is meant to follow the same steps: validate the request, check it against policy rules, get authorization, execute it, normalize the result, and record it for audit. Depending on the policy, an operation might run automatically or pause and wait for a human to approve it, for example the first time money is sent to a new recipient. The repository is built with TypeScript and React. Financial primitives like accounts, transactions, and identity are kept provider neutral, meaning they are not tied to one specific banking backend, and the project currently ships one working integration with a company called Swipelux as a sandbox example, with more providers planned later. To run it locally you clone the repository, install dependencies with npm, and start the dev server, no environment file or API keys are needed to use the demo mode. If you want to connect the live Swipelux integration, you provide your own sandbox API key inside the running app, which is kept in the browser session. The README does not state a license for the project.