wtf is xrp-wallet?

This project is called Second Bailout Wallet, a native XRP wallet built as a frontend-only app on top of a BRC100 Metanet wallet, meaning it relies on an existing Metanet wallet to hold the actual signing keys rather than managing its own. It derives a standard XRP Ledger classic address from a public key that the Metanet wallet provides, using a fixed protocol identifier so the same key is used consistently every time. The wallet reads live data directly from public XRP Ledger WebSocket servers: your current balance, account and owner reserve amounts, the latest validated ledger, network fees, and your recent payments. It accepts both classic XRP addresses and mainnet X-addresses, including destination tags either embedded in the address or entered separately. When you send a payment, the app automatically fills in the fee, sequence number, and last ledger sequence from live network data, builds the payment transaction, computes its required hash, and asks the Metanet wallet to sign that exact hash rather than handling any private key itself. Before actually submitting anything, it checks the signature format and the transaction ID locally, then submits the signed transaction and waits for the network to confirm it. Because XRP uses the same secp256k1 cryptography as the underlying Metanet wallet, this app never needs to ask for, generate, export, or store a seed phrase or private key of its own, unlike a similar wallet the same author built for Cardano, which needed a separate encrypted key vault. The README is explicit that this is experimental software running against the real XRP mainnet, not audited financial infrastructure, and recommends starting with small amounts and double-checking every address and destination tag before signing anything. Setting it up locally involves installing dependencies with npm and running a frontend development server, or running it through the LARS local development tool. The project includes a test suite covering unit tests, responsive layout checks across devices, and an optional manual test that sends a real signed payment on the public XRP testnet. It deploys automatically to production whenever changes are pushed to the master branch.